Chime.com claims to be a financial technology site that offers various banking services by addressing fundamental misalignment. They are partnered with The Bancorp Bank or Stride Bank both members of the FDIC, provide various products to help users manage money.
What is Chime.com?
Chime is a financial technology company offering multiple banking services. Partnering with The Bancorp Bank or Stride Bank to provide a wide range of banking products to help users. Chime offers a secured credit card to help users build their credit history without any annual fees. Chime offers easy and secure money transactions.
How Does Chime Work?
As we all know, chime is a financial technology company. It operates through partner banks, Bancorp Bank or Stride Bank by providing Banking services and products to the users. However, opening an account in the Chime app is similar to other websites. You will manage your account through the app or online.
You can open any Chime account for free. While opening the Chime account, you will receive a Chime Visa® Debit Card. You will need a Chime checking account to apply for a Chime Savings Account. You also have to deposit 200$ or more to apply for the Secured Chime Credit Builder Credit Card.
Is Chime Legit?
We have found many Red Flags about Chime.com that you should consider before using this platform.
1. No Reimbursement
Some Chime account holders reported the issue that their accounts got frozen and money got wiped out. After that, users didn’t get any reimbursement for that from Chime company.
2. Poor Customer Service
Many users on Trustpilot complained about the poor customer service of Chime. It’s hard to get assistance from customer service in any emergency. Also, they have to wait for a long time to get a return call from customer service.
3. Language Barrier
Users on Trustpilot reported that they are having issues with the language of customer support. and They were not able to understand their language.
Our Review
According to the customer’s review on Trustpilot, they were facing many problems like No Reimbursement, and poor customer service. Also, there is too much time taken by them to process the accounts. So, It’s suggested to read customer’s reviews before using these types of platforms.
Read: Hims.Com Review: Does It Really Work?
Clark is a 26-year-old expert working for consumer protection, Clark has dedicated years to identifying and exposing fraudulent schemes. He is working with NGOs to help people who are victims of scams. In his free time, Todd plays football or goes to a bar.
